Spray Foam
Insulation Concerns?
Impartial Advice for UK Homeowners
Expert Guidance on Tackling Issues Caused by Spray Foam Installation
"...In June 2022, the government said it had no plans to intervene where property values or access to mortgages had been affected because of spray foam insulation installed using Green Homes Grant vouchers..."
Welcome to the Spray Foam Advice Centre, your trusted source for impartial guidance and support tailored specifically for UK homeowners grappling with challenges stemming from spray foam insulation.
In the ever-evolving landscape of home improvement, we understand the importance of making informed decisions. That's why we're here to provide you with expert advice and assistance, ensuring you navigate through any concerns or obstacles related to spray foam insulation with confidence.
Whether you're experiencing difficulties selling your property, encountering hurdles with remortgages, or facing setbacks with secured loans, our dedicated team is committed to offering you clear, unbiased advice to help you make the best choices for your home.
At Spray Foam Advice Centre, we recognise that every homeowner's situation is unique. That's why we take the time to listen to your concerns, address your questions, and provide personalised support that caters to your specific needs and circumstances.
With our wealth of knowledge and experience in the field, we aim to empower UK homeowners like you to overcome challenges associated with spray foam insulation, ultimately ensuring that your home remains a source of comfort and security.
Explore our resources, reach out to our team, and let us guide you towards solutions that work for you. Your peace of mind is our priority, and we're here to support you every step of the way. Welcome to Spray Foam Advice Centre, where reliable guidance meets homeowner satisfaction.
UK Lenders Refusing Loans on Spray Foam Properties
In the United Kingdom,
spray foam insulation, once hailed as a cutting-edge and energy-efficient solution, has become a topic of contentious debate.
Due to recent reports of issues in timber-framed roofs, where spray foam insulation has been unfairly linked to decay, dampness, and condensation,
mortgage lenders are hesitant about approving loans.
UK Government Fails Home Owners Over Spray Foam
A leading claims company in the UK has expressed dissatisfaction following a document released by the House of Commons Library, which revealed that the government has opted not to intervene to assist homeowners dealing with issues related to spray foam insulation. Instead, the responsibility for decisions has been left to lenders and installers.
£314M
Of taxpayers money spent on the failed Green Homes Scheme
250,000
Properties could be unmortgagable or unsaleable
£4500
Average cost of spray foam insulation removal, and loft repairs.
0
UK Government assistance for affected homeowners
Spray Foam Insulation Issues
Why some homeowners have had difficulties remortgaging or selling homes that have spray foam insulation installed
If incorrectly installed or used inappropriately, spray foam insulation might:
These type of problems have caused lenders to be nervous about approving mortgages and remortgages, even for the majority of homeowners who had their spray foam insulation fitted by reputable companies, and are NOT facing these issues.
FAQs
What is the current big debate on spray foam installation?
Regrettably, instances of improper procedures and substandard workmanship have tarnished the reputation of spray foam insulation systems causing problems for many homeowners...
Will it be necessary to have my spray foam insulation removed if I want to sell?
Negative perceptions surrounding spray foam insulation may lead potential buyers to view your property unfavorably, potentially complicating the selling process...
I have spray foam insulation and been refused a secured loan. Is there anything I can do?
Many mortgage lenders and equity release providers shy away from properties with spray foam insulation, citing a range of concerns—some of which may seem unfounded to homeowners...
What was the Government's Green Homes Grant Scheme?
The Green Homes Grant scheme, which ceased accepting applications on 31 March 2021, has drawn mixed reviews since its inception. Intended to provide financial assistance for energy-efficient home improvements, the scheme encountered several challenges during its operation...
I paid for my spray foam installation with a Green Homes Grant Voucher. Will I be able to claim compensation?
The government have stated that they have no immediate plans to intervene in cases where property values or mortgage accessibility were negatively impacted...
What is a condensation risk analysis and where can I get one?
Essentially, this analysis involves calculations to determine whether your insulation system is likely to result in condensation issues. By clearly identifying whether the proposed system passes or fails the assessment, homeowners can demonstrate compliance and lower the risk associated with their installation. Contact us today for more info!
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Spray Foam in the News
Government will ‘not intervene’ with unmortgageable Green Grant spray foam homes
The government has no plans to find a solution for people whose property values have declined or those who are unable to get a mortgage due to spray foam insulation paid for by the state.
Spray foam insulation leaves approximately 250,000 homes in mortgage limbo
A surveyor dealing with such a property will in all likelihood wish to recommend a cautious approach and recommend provision for early renewal of the roof and the removal of the spray foam insulation.
Not sure what to do next? We’re here to help!
We want to know your needs exactly so that we can provide the perfect solution. Let us know your situation and we’ll do our best to help.
